Get Your Business Funded

For businesses looking to access alternative funding, RainFin's Credit Marketplace offers competitive rates, fixed monthly payments and no early repayment fees.

Access growth and/or working capital

Affordable Finance For Businesses
Borrow between R250 000 and R100 million; over variable terms, subject to application criteria and process.
We are not a bank. We're an online Credit Marketplace
Use the online Credit Marketplace to apply for funding without securing against assets.
We enable businesses looking to borrow money to get funded by Investors seeking competitive rates.
Borrowers benefit from being able to access lower cost to capital.
Pioneering and accredited Credit Marketplace
Our technology enables a large number of Investors to participate in loans, thereby increasing a Borrower's probability of being funded.

Getting Started Is Convenient And Simple

Create A Profile

  • Complete our quick registration process.
  • Obtain board resolution.
  • Once authorised, RainFin will show you your business' creditworthiness and register your business on the platform.


Get A Loan Quote And Customise Your Terms

  • Upload bank statements and financial statements or management account to confirm your business' affordability and cash flow.
  • Get a loan quotation and customise it to meet your business' terms and needs.

Ensure You Have Your CDD Information Nearby

  • Submit the CDD (Customer Due Diligence) documentation for the directors and the business.
  • Include a utility bill for proof of business address.
View Full CDD Requirements List


Loans Gets Published

  • Once your CDD is submitted, our moderation team will review your information.
  • If successful, the loan gets published on our marketplace.

Get Funded

  • Once your loan is fully funded, RainFin issues you with a loan agreement to sign online.
  • The loan is paid out to your business' bank account within 24 hours.
  • RainFin will collect your fixed monthly instalments and distribute it to the respective investors.
  • Monitor your repayments on your My RainFin Dashboard.