Know Your Rates And Fees
RainFin Account
Registration Fee
Transfers to a RainFin bank account1 FREE
Transfers to a SA bank account FREE
Representation rights verification FREE
Business Borrowing
Application Fee FREE
Mandatory Credit Check Fee FREE
Once Off Initiation Fee 2.85%
(No maximum)
Monthly Service Fee R 60.00
Service Fee on Business Loans
Loan Term Amortised Loan
6 Months 1.15%
1 Year 0.91%
2 Year 1.15%
The fees are paid each month on principal and interest payments depending on the maturity of your paricipation/investment
Late Payments (Paid by Borrower)
Debt Notification Postage R25.00 Fee
Debt Notification by Email R 0.65
(Sent by email)
Interest Rates
Repo rate6.25%
Prime Investing Rate 9.75%
Rates as published on: 28 March 2018

All prices include VAT.

1 Your bank will charge you for transferring money to a RainFin bank account according to their specific fees