Real World Assets – Tokenised

YOUR ASSETS. TOKENISED. UPGRADED. GLOBALISED.

WHAT WE DO

Welcome to RainFin. A regulated financial services entity, we’ve been a pioneer in disrupting and rebuilding Financial Markets Infrastructures for over a decade. Since 2012 RainFin has been fractionising and tokenising debt instruments to provide fractionalised note holders with earnings instruments.

Our Product

RainFin’s flagship product is our USD Savings Coin, issued on the Xcap network also known as USD-SC - the global earnings token of the future. Every RainFin USD-SC minted on the blockchain is 100% backed by USD Interest bearing bank notesissued by tier 1 financial institutions. This enables the USD Global Earnings Ring-Fenced Special Purpose Company, to make it's USD-SC tokens redeemable in cash or the underlying instruments held.

The assets of the USD Global Earnings Ring-Fenced Special Purpose Company Fund are held in the custody and management of leading registered Financial Services and custodial service providers, managed by Prime Asset managers who produce the daily reserve attestations, providing independant assurance that the amount of reserves are greater than the amount of USD-SC in circulation.

Our Goal

For retail and corporate clients, RainFin provides a liquid, tokenised, and fully-compliant global USD savings and earnings instrument. RainFin has, as its goal, a market where finance can function without friction, giving every global citizen and entity across the world the ability to own yield generating assets, enabling them to build their wealth and protect themselves from local currency devaluation. We aim to lift our holders into a world where they have limited restrictions and dominion over their own assets.

How We Work

RainFin tokenises, underwrites and creates products that produce governed and permissioned Global Earnings Coins that you can trust. Our USD-SC is on-chain, on demand, redeemable, transferable and regulated. It allows our clients to create bearer instruments of their assets that can be used in decentralised finance (DeFi) to access addition liquidity pools, be placed in hot or cold wallets, and be seamlessly transferred to exchanges or put on the public blockchain of their choice.

For banking institutions, fund managers, governments and corporates issuing direct bonds, RainFin provides them with a distribution channel and an underwriter, in essence buying their assets into our SPVs, which underpin the tokens that we place in the market.

OUR PARTNERSHIPS

We provide our partners with all of the compliance, regulatory and technical infrastructure they need for the tokenisation of their real world assets. Through our XCAP partnership, we provide an enterprise-grade infrastructure, allowing companies and financial institutions to issue, transfer and manage their assets on the blockchain, and improve their asset liquidity.

RainFin simplifies the end-to-end journey for our clients, from concept to the creation of globally tradable permissioned and public tokens. We help our clients deal with tokens of all types, including claim tokens, security tokens, stable coins, and deposit tokens.

We work with all asset owners to devise the best way to create and issue tokens, establish their yield strategy, identify share classes, create cap tables, build offers, assemble partners, and apply KYC restrictions.

RainFin pioneered the fractionalisation of real world assets in 2012, by launching and operating Africa’s first commercial lending credit marketplace. Our infrastructure allowed hundreds of individual investors - including retailers and financial institutions - to purchase direct interest in a single asset with a corporate, SME, or retail loan.

OUR PARTNERSHIPS

We provide our partners with all of the compliance, regulatory and technical infrastructure they need for the tokenisation of their real world assets. Through our XCAP partnership, we provide an enterprise-grade infrastructure, allowing companies and financial institutions to issue, transfer and manage their assets on the blockchain, and improve their asset liquidity.

RainFin simplifies the end-to-end journey for our clients, from concept to the creation of globally tradable permissioned and public tokens. We help our clients deal with tokens of all types, including claim tokens, security tokens, stable coins, and deposit tokens.

We work with all asset owners to devise the best way to create and issue tokens, establish their yield strategy, identify share classes, create cap tables, build offers, assemble partners, and apply KYC restrictions.

RainFin pioneered the fractionalisation of real world assets in 2012, by launching and operating Africa’s first commercial lending credit marketplace. Our infrastructure allowed hundreds of individual investors - including retailers and financial institutions - to purchase direct interest in a single asset with a corporate, SME, or retail loan.

OUR PRODUCTS

Our range of products are designed to cater to different business needs, enabling our clients to manage and trade their assets with ease.

USD-SC Overnight Rate

Coming Soon!

USD-SC US Treasury Rate

Coming Soon!

USD-SC DeFi Rate

Coming Soon!

THE BENEFITS OF TOKENISATION

Tokenisation is already revolutionising the finance industry, and offers individuals and big businesses alike a range of benefits, including:

By tokenising their assets, our clients can help to improve their liquidity, by breaking down their assets into smaller, more easily tradable units. This can make it easier for investors to buy and sell assets, which in turn can help to increase demand and drive up prices.

Tokenisation can also help to improve transparency in how businesses trade assets or digital currencies, by providing a clear and verifiable record of transactions. This can help to prevent fraud, and to increase trust in the system.

Tokenisation can help reduce costs associated with transactions, as it eliminates the need for intermediaries such as banks or payment processors. This can help to make assets like digital currencies more accessible to a wider range of users.

The fractionalisation of assets can make it easier for investors to buy and hold small amounts of a particular currency, or to trade their assets. This can help to reduce barriers to entry and increase participation in the market.

It can also help to promote interoperability between different types of assets, different tokens or digital currencies, and blockchain networks. This can help to increase the utility and adoption of tokens, which can help create a more seamless and interconnected financial system.

THE BENEFITS OF TOKENISATION

Tokenisation is already revolutionising the finance industry, and offers individuals and big businesses alike a range of benefits, including:

By tokenising their assets, our clients can help to improve their liquidity, by breaking down their assets into smaller, more easily tradable units. This can make it easier for investors to buy and sell assets, which in turn can help to increase demand and drive up prices.

Tokenisation can also help to improve transparency in how businesses trade assets or digital currencies, by providing a clear and verifiable record of transactions. This can help to prevent fraud, and to increase trust in the system.

Tokenisation can help reduce costs associated with transactions, as it eliminates the need for intermediaries such as banks or payment processors. This can help to make assets like digital currencies more accessible to a wider range of users.

The fractionalisation of assets can make it easier for investors to buy and hold small amounts of a particular currency, or to trade their assets. This can help to reduce barriers to entry and increase participation in the market.

It can also help to promote interoperability between different types of assets, different tokens or digital currencies, and blockchain networks. This can help to increase the utility and adoption of tokens, which can help create a more seamless and interconnected financial system.

THE TEAM

The RainFin team has years of experience in the banking, financial services and FinTech sectors. Since 2012, RainFin has been a single point enabler of the fractionalisation of real-world debt assets.

RainFin continues to work with Regulated Financial Service Providers, large asset owners, and governments to bridge their USD Yielding assets on to smart contracts, blockchain and DeFi infrastructure, unlocking primary and secondary liquidity, new capital investors, global audiences, on-chain lending, and bearer instruments.

Sean Emery

CEO and Founder

A pioneer in debt tokenisation, Sean is also the Head of Strategic Partnerships for VALR, and the Chairman of Titan Investments 7. An early-stage FinTech investor, Sean has pioneered businesses in both the FinTech and e-commerce industries, through:

  • Founding TradeWorld, South Africa’s leading B2B e-commerce marketplace
  • Serving as the Interim CEO and Investor of 4 Africa Exchange (now Cape Town Stock Exchange Capital Solutions)
  • Launching 4AX Debt Services (now Cape Town Stock Exchange Capital Solutions)

CONTACT US

Our products are available to invest in at XCAP.

FIND OUT MORE

Want to learn more about tokenising your assets, or find out how we can help? Get in touch with us today.

Waterstone Village
First Floor Suite 5a
Cnr Main Road & R44
Somerset West 7132