Discover the Smarter Way to





RainFin brings innovation and global investment directly to your wallet, without the complexity.
The public beta launching soon!

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Earn up to 10%* yield on global investment products

USD-SC Token Symbol
~1.75% APR



USDx is RainFin's USD base token, that is purchased when depositing either USDC or USD onto the platform.

Coming Soon
USD-SC Token Symbol
~2.30% APR



ZARx is RainFin's ZAR base token, that is purchased when depositing ZAR onto the platform.

Coming Soon
USD-SC Token Symbol
~5.2% APR

USD Savings Token


USD-ST is a USD denominated yield product, backed by private credit, aiming for SOFR plus 3.

Coming Soon
USD-SC Token Symbol
~8% APR

ZAR Savings Token


ZAR-ST is a ZAR denominated prime related yield product, backed by private credit aiming for prime plus 1.

Coming Soon
*These rates are estimations and subject to market movements. Movements of the SA Repo rate and or the Secured Overnight Financing Rate (SOFR), will directly impact these rate estimations

What can you do with RainFin?

Borrow againstyour investments

How much you would like to borrow
For how long
1 m
6 m
12 m
18 m
24 m
Portfolio value needed
Total Loan


Interest Rate
12% APR
Monthly Cost


Total Cost


Borrow Now
Please note that all values provided by this financial calculator are estimations and should be treated as such.
Steps to get started with XCAP Network

Getting started is easy!

Open XCAP account Icon

1. Register

Complete the quick registration on RainFin to open your account.
XCAP Start Earning Icon

2. Fund your account

Transfer funds into your wallet using EFT, card payment, or even Cryptocurrency (USDC).
XCAP Funding Icon

3. Start using RainFin

You are now ready to start using all that RainFin has to offer!
RainFin Logo
The idea of converting my local currency to a more secure and stable currency was very appealing to me, and the ease of use of XCAP made it a no-brainer. The process of converting my money was simple and straightforward, and I have already seen growth in my savings.
Sean Emery

Your Questions, Answered

Is the RainFin platform safe to store my savings on
Can I send funds back to my family in another country
How do I fund my RainFin account
Can I withdraw back into my bank account
Can I withdraw to Ethereum Mainnet or other networks

See how RainFin is evolving finance