USD Savings Token Overview & Features.

Discover everything you need to know about the token and how to start your investment journey.

What is USD-ST?

The USD Savings Token (USD-ST) offers institutional-grade exposure to short-term US Treasuries through tokenized investments in OUSG (Ondo Short-Term US Government Treasuries). USD-ST provides a secure and compliant pathway for South African corporates to diversify their ZAR holdings into USD-backed assets while maintaining liquidity and stability with 24/7 stablecoin minting and redemptions.
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Key features

Access to Short-Term US Treasuries
Gain exposure to the BlackRock USD Institutional Digital Liquidity Fund (BUIDL), providing returns equivalent to top-tier USD money market funds.
Liquidity & Flexibility
24/7 liquidity with stablecoin (USDC/USDT) minting and redemption capabilities, allowing for seamless USD-ZAR conversions when needed.
Low Fees
Annual expenses are capped at 0.25% of the total purchase price of each token, offering competitive rates compared to traditional investment options.
Security & Regulation
Issued under South African CASP and FSP licenses, ensuring full compliance with local financial and crypto regulations.
Tokenised Structure
Each token represents a $1 capital contribution to the USD Savings Token En Commandite Limited Partnership, providing transparency and reducing counterparty risks.
SignupProof of Reserves

Why corporate ZAR holders should consider USD-ST.

Currency Diversification
Protect corporate reserves by diversifying ZAR into USD-denominated assets without complex cross-border processes.
Stable Returns
Targeting a net return of approximately 4.75% annually, USD-ST offers consistent and reliable income compared to traditional ZAR-denominated instruments​.
Regulatory Compliance
RainFin’s tokenization platform ensures full adherence to South African regulations, providing peace of mind for corporates navigating the evolving financial landscape​.
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Investment process.

Initial Purchase

Corporates can acquire USD-ST tokens directly through the RainFin platform using ZAR, which is converted into USD-backed stablecoins.

Ongoing contributions

Corporates can increase their token holdings as needed, with all investments fully tracked and auditable via blockchain technology.

Redemption flexibility

Tokens can be traded  24/7, ensuring liquidity for operational needs while maintaining capital in USD.
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How to get started.

1

Registration

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2

Initial Purchase

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3

Manage Your Investment

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4

Redemption & Liquidity

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RainFin (Pty) Ltd is compliant with South Africa’s Banks Act, CPA, National Payment System Act, Electronic Communications Act, POPI, NCA, Financial Intelligence Centre Act, and relevant Income Tax Act. RainFin is also a Registered Financial Services (FSB 45756) and Credit Provider (NCRCP 5587).